Showing posts with label Children and Money. Show all posts
Showing posts with label Children and Money. Show all posts

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The #ChannelOneNews Common-Core Aligned Video Library is an Excellent Resource for Non-Fiction Learning




This is a sponsored post on behalf of Channel One News. All opinions expressed here are my own.

There are several things that impressed me immediately when attending Curriculum Night for our 4th grader's classroom this past fall.  One of the main things that stood out was how much the 4th grade curriculum was centered around real life.  The monthly Book Talk Projects are not focused around novels only, but rather a variety of genres, including non-fiction, historical fiction, biographies, autobiographies, and more.  Also part of the curriculum is weaving the topic of money and finances into other aspects of classroom learning.

"Managing the ins and outs of money is something schools across the country are trying to tackle. And they are looking for creative, hands-on ways to do that." - Channel One News

I have to say that our son's 4th grade teacher has this covered!  The students all have bank accounts (with checkbook registries) and wallets for their classroom money.  They earn classroom money by doing their homework and passing it in on time, passing tests, doing Book Talk Projects, and taking paid positions around the classroom, for which they need to submit job applications.  They also get fined for things like forgetting to pass in their homework or failing to complete it.  The students can spend their money weekly at the 4th grade store and at the 4th grade auctions, which take place several times throughout the school year.

Currently, my son and two of his classmates have submitted a business proposal for the upcoming opening of the 4th Grade Mall.  The whole class will submit proposals that will need to be approved.  Then each business will need to make a financial plan, list out their expenses, their inventory, and other business basics.  I am very much looking forward to finding out if the business run by my son and his two associates will be a profitable one.

I only recently discovered Channel One News' Generation Money series.  I am definitely going to recommend it to our son's teacher as a resource for her lessons in finance.  Channel One News offers a whole video library on a variety of non-fiction topics that are reported in a way that is kid-friendly.  Whether you are an educator in a Common Core classroom or are a parent, you can tap into this resource by registering on ChannelOne.com.  Simply filling out a brief form and indicate whether you are a student, a parent, an educator, or a homeschooler, then you're in!


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"It All Started with a Turtle" . . . A Children's Book about Lemonade Day


Thank you to Lisa Holthouse for providing a complimentary product sample for us to base this review upon.  All opinions expressed are my own.

It All Started with a Turtle is a new book by P&P Publishing that teaches a life lesson to kids. When young Lissa decided she wanted a pet turtle, her dad said she’d have to earn the money herself and so she started a lemonade stand. What Lissa learned via her dad and the lemonade stand was much more than how to buy a turtle.  She learned about budgeting, money, investing, and more, plus an entire day was born of it. Now there is a national Lemonade Day on May 5th of each year where kids everywhere learn these valuable lessons.

This book by Lisa Holthouse helps kids discover their inner entrepreneur in an engaging way. It is brightly illustrated to keep kids entertained and the story is well-written and inspiring. My kids loved it and I loved that they started looking for ways to earn their own money. They even want to take part in Lemonade Day, and I’m sure we will.

You can buy It All Started with a Turtle at turtlebook.lemonadeday.org and you can learn all about Lemonade Day at www.lemonadeday.org.





Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.

Simplifying Our Daily Lives with the On Track! Responsibility and Behavior System by Kenson Kids


Thank you to Kenson Kids for providing a complimentary product sample for us to base this review upon.  All opinions expressed are my own.

When our oldest son turned 6 years old, he started receiving a small weekly allowance in exchange for completing certain tasks.  Since our twins turned 6 in January, I had been looking for a new system that would allow us to track all 3 children's performances as far as behavior and responsibility goes.  I was referred to the Kenson Kids website by a friend and fellow-parent on Facebook.  She actually uses the "I Can Do It" Reward Chart for her own children who are preschool-aged and younger.  While I was checking out this reward chart, the On Track! Responsibility System caught my eye.

Although the On Track! Responsibility System was designed for tweens, I still thought it was a much better fit for our 6, 6, and 9 year old children.  The reward chart was much too simple.  We needed something more complicated to help simplify our lives . . . if that makes sense.

There are four main components to the On Track! System . . . the Family Rules, the Master Chore List, the Daily Checklists, and the Point Registries.  The system may appear complicated at first, but it turned out to be fairly simple if you follow the included Instructional Guide.

As recommended, we held a family meeting to take suggestions for the Family Rules.  There is even a worksheet in the Instructional Guide to help you with this.  Although we tried to have the children complete the provided sentences, they just ended up brainstorming rules instead.  I wrote all the suggestions down on the worksheet.  Then my husband and I chose which suggestions we should include and added a few more that we thought were missing.  Then I wrote all the rules on the laminated Family Rules sheet with the included dry erase marker.

The next thing we did was to fill in the laminated Master Chore List.  We were very careful to make sure each child received age-appropriate chores, the chores were fairly distributed, and to not have any one child have too much to do in one day.  Some chores we assigned our 6 year old twins were cleaning the table, chairs, and floor after each meal, giving the cats fresh food and water, and sweeping small spaces like the bathrooms.  Some of the chores we assigned to our 9 year old son were emptying the kitchen trash, doing the recycling, and cleaning the bathrooms.

The My Daily Checklist for each child focuses on what the instructional guide calls the Activities of Daily Living (ADL).  Much of the items on each child's list are the same because all 3 children have similar routines.  The main differences are really on the chore list.

The Point Registries are much like a bank book.  I fill this out every night after verifying what has been done and what has not been done.  Also, throughout the day, I make notes on a separate piece of paper about any bonus points or any lost points earned by each child.  My children can earn extra points by doing learning activities above and beyond their homework, being generous and good sharers, and being especially helpful to another member of the family.  They can lose points by breaking any of the house rules and not completing the items on their daily checklists.

At the end of the week, we will see how many points each child has.  They can redeem their points for items in the store (a stash of small toys) or for a monetary allowance ($0.05 per point).  After the children receive their allowances, they will put $0.50 into their donate container, $1.00 in their savings container, and the rest into their spend container.  You can learn more about making allowance cups here.

All four of the above components fit neatly into this wall organizer.  The Master Chore List and the Family Rules are visible all the time.  The My Daily Checklists are kept in the lower pockets.  Surprisingly, the dry erase marker did not wipe off from inserting and removing the charts from the canvas pockets.  I wrote the children's names on the outside of their registries on both edges on the front and on the back so that they could see their names no matter which way they are put into the organizer's pocket.  (Note:  The On Track! Organizer comes with 2 My Daily Checklists, registries, and dry erase markers.  Additional ones can be purchased separately.)

There were other aspects of this responsibility and behavior system that we chose not to use at this time.  Since two of our children are younger, we wanted to make things a little simpler.  For older children, there are other tools, such as banking points, penalties for losing a set amount of points, a Self Reflection Worksheet, and more.

So far, all 3 of our children are doing well with the On Track! System.  They are all excited to have set responsibilities and to be able to earn a monetary allowance.  Having an older child to help the younger ones has been extremely helpful.  Since many of their daily checklist items are the same, the older child reminds the two younger to do the tasks when he does his.

The On Track! Responsibility System is currently selling at a Special Introductory Price of $44.95.   To learn more about this and other Kenson Kids products, visit www.KensonKids.com.



Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.

Fox 25 Morning News Talks with ACCC (American Consumer Credit Counseling) About Student Debt in 2012

There was a time when going to college, building a career, getting married, starting a family, and retiring by age 65 was the general plan many high school students followed after graduation, but in the year 2012 this plan may not be logical or realistic.  The video below shows an interview by the Fox 25 Morning News with ACCC (American Consumer Credit Counseling) education team lead and trainer Matt Paradise about the current state of student debt from both school loans and credit cards . . .

Boston News, Weather, Sports | FOX 25 | MyFoxBoston

It seems that university-bound students can no longer rely on getting a job in their field after graduating college (or even graduate school for that matter).  According to Paradise, high school students and their families need to have a back-up plan for paying off student loans in case their college graduate cannot secure employment in this competitive job market.  It is my belief that such families may also want to keep an open mind about alternative plans other than entering college right from high school, such as working for a few years to save tuition money or attending college classes virtually.  I shudder to think what our family will be facing financially when it comes time for our three children to enter college, especially with twins and their brother being only 3 years older.  There will be one year when all three children will be attending college simultaneously.


NOTE:  My apologies, but comments have been closed for this post because of the enormous amount of spam comments it has been receiving.  Sorry for the inconvenience.

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Review: "Earn It, Learn It" by Alisa T. Weinstein

Earn It, Learn It: Teach Your Child the Value of Money, Work, and Time Well Spent is a new book featuring a groundbreaking twist on traditional allowance called Earn My Keep. In short, this book gives you all the tools you need to set up “careers” for your children and have them earn their keep that way. You can set it up how you’d like: weekly, bi-weekly, monthly, etc., in whichever way fits your lifestyle best. Geared toward children 4-12, you give them their tasks for their job and they are expected to complete them in a certain time frame to earn their allowance.


This unique way of doing allowance teaches children several things:

1. Household chores are part of being in a family. Adults don’t get paid for doing laundry or making their bed and neither should children.


2. Being in the workforce is hard, demanding, and sometimes boring.


3. Money is not just handed out. We all must earn it.

Plus, it gives children a valuable set up for choosing a career in life. If they do their time as a chef and discover they love to cook, hello possible future career! If they do their time as a meteorologist and hate it, they have still learned a little about what they’d like in their future.

This book gives you all the information from a been-there-done-that parent who tried this method with her own children with fantastic results. And, to sweeten the deal, it comes complete with 49 ready-made careers to do and a “Create Your Own” chapter to design careers that fit your family. It even comes with many ready-to-copy or print handouts in the book or on their website, www.earnmykeep.com.

We started the Earn My Keep method 2 weeks ago, with the first career of being “Mom”. I had both my kids help with all the things I do daily and weekly including making meals, doing laundry, taking care of the daycare kids (with supervision, of course), doing paperwork, and even writing their own reviews of products. I think these 2 weeks of “being mom” have really raised their appreciation of me and what I do. There have been several times that they’ve said things like, “Man, you do A LOT!” They are very excited about pursuing the other careers in the book, and I’m looking forward to watching them learn as we go.

You can learn more about Earn My Keep on their website, www.earnmykeep.com or by visiting Earn My Keep on Facebook. You can purchase Earn It, Learn It: Teach Your Child the Value of Money, Work, and Time Well Spent online from www.sourcebooks.com, www.amazon.com, and other retailers of educational books. This book retails for $14.99 in paperback.


Thank you to SourceBooks for sending us a complimentary sample copy of this book to base this review upon.


Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.

Review: Rock 'N Learn "Money & Making Change" Learning DVD

Rock N Learn is an award winning company that makes learning DVDs for children. In Money & Making Change, Penny and Bill rock out to music as they learn about counting money and making change. Designed for children six and up, this DVD really helps kids learn about money and its value while having fun, playing games, and listening to entertaining music.

In this 57 minute DVD, Penny and Bill learn about coins, how they relate to each other, strategies for counting money, how to make change, and more. Just as with the other DVDs by Rock N Learn, the graphics are cheesy in my opinion but kids seem to love them. Both my boys, 9 and 3, were interested in the movie and left telling me things they learned. We were very pleased with their Phonics series, and the Money & Making Change didn’t disappoint either.



You can buy Rock 'N Learn’s Money & Making Change DVD on their website, www.rocknlearn.com. It retails for $19.99. Through December 5th, you can receive 25% off your order when you check out using Code: SSA25.



Thank you to Rock 'N Learn for sending us a complimentary product sample to base this review upon.




Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.

My Son Adopted an Angel from JCP's Online Angel Giving Tree

Angel Giving TreeMy husband and I have always tried to teach our now almost 7 year old son to appreciate what he has and that there are children who are much less fortunate he and his siblings. For two years, we had him choose a toy at the toy store that he would love to have himself. But rather than keep it, he was to donate the toy to Toys For Tots so that a boy just like him could enjoy the toy on Christmas morning. Last year, Santa included a DonorsChoose.org Giving Card in his stocking, so he could choose a classroom to help. Both charities made our son feel good, but I think donating a toy is something that he can appreciate more because it is more related to his daily life as a 6 year old boy.

Back in February of this year, you may recall a project I did with my son to make Allowance Money Cups. Ever since then, my son has put 10% of his allowance into the "Donate" cup. Last week, we asked him to count how much money he had saved in that cup and it turned out he had almost $18. So I asked him if he would like to purchase a toy to donate to Toys For Tots with that money or if he would like to try something else I came across, which was to adopt an angel online from the JCPenney's Angel Giving Tree. He opted for the latter after I explained to him that he would be able to choose a boy his own age to buy clothing or toys for. After we adopted a 7 year old boy in our general area, he shocked me by saying that he would like to buy the boy some clothing rather than a toy. It was all very easy since our Angel's list included the sizes for each type of item.

Before I could even navigate to the list of Angel Giving Tree products, my son told me he wanted to buy the boy a Nike shirt. My son is all about Nike. When I told him that, although JCPenney sold Nike shirts for boys, none of these shirts were on the list, he seemed disappointed. He did feel better when I told him that, for the price of one Nike shirt, he could probably buy two of the shirts on the list for this boy. I am so happy that he saw the value in that. So my son ended up choosing the zip-up hoodie and the long-sleeved thermal t-shirt pictured below to purchase with his own money for this 7 year old boy.


basketball hoodie boys thermal

Since every child should have at least one cool toy to open on Christmas morning, I added this military rocket hauler playset to our order. Any toy that comes with a 15" missile must be impressive, right?

Soldier Force Rocket Hauler
When we were done with our order, we made sure to enter the promotional code and the local Salvation Army Center's address along with the Angel ID in our order information. UPS is generously shipping all Angel Giving Tree gifts free of charge, which makes giving even easier. People can be more generous with their gifts when they do not have to worry about spending money on shipping charges.

I so wish I could have afforded to purchase everything on this 7 year old boy's wishlist. I do hope that others will also adopt him and fill in the gaps. To learn more about this great program, visit Angel.JCPenny.com or JCPenney on Facebook. This program helps both children and seniors in need. The deadline for participating is December 10th, 2010.


I was not compensated for sharing this this information with my readers.



Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.

Ekomini . . . An Interactive Web-Based Piggy Bank

Since I began my informal series on products developed specifically to teach children about saving and spending money, I have never seen a product like the Ekomini Piggy Bank.

The Ekomini interactive money box is based on the concept of teaching your child to divide his or her money between four categories . . . saving, spending, sharing (or donating), and investing. In addition to accepting your child's physical coins, the Ekomini plugs into your PC's USB port and tracks your child's money.



To accompany this product, an online educational game was developed called Ekominiville. This game continues the theme of saving, spending, sharing, and investing.


The Ekomini is currently available in the U.S. for $39.99 on Ekomini.com . Visit this site to watch an informative video about this innovative product.



Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.

Giveaway & Review: "Feeding Penny Pig" by Jeannine Fox [CLOSED]

The subject of children and money has been a frequent topic on my site since the beginning of 2010. I think there are more products and books popping up about teaching children to be financially responsible than ever before. There are different approaches, but the goals are all the same . . . to teach children to save and donate at least a portion of their money.

Feeding Penny Pig is written by author, financial planner, and grandparent Jeannine Fox. This book is about getting young children, who do not have a firm understanding of finances, to be excited about saving money by using a form of pretend play. The little girl in the story receives a special pig named Penny for her birthday from her grandmother. This pig needs to be fed coins daily so it will not be hungry. So the little girl is excited to put pennies in Penny Pig and is willing to do chores daily to earn these pennies.

This story is based on Fox's own experience with her granddaughters, who each have a Penny Pig. When the pigs' bellies get full, Fox helps them roll the coins to take to the bank, minus 10% which goes to charity. I think this concept would go hand-in-hand with the technique of spending only paper money and putting all one's coins in a jar (or in this case a pig). There is no reason why a child who has started earning his or her weekly allowance cannot adopt the Penny Pig way of saving money. As demonstrated in this storybook, children who have not yet begun to receive an allowance can easily earn coins by doing small chores around the house, such as feeding the family pet or sweeping.

Feeding Penny Pig would make an excellent gift for when a child receives his or her first piggy bank. Both the story and the illustrations by David Bamberg do an excellent job of making the whole experience of receiving a special piggy bank an exciting and magical one by bringing Penny Pig to life. I think this book is suitable for children ages 3 to 6. Children older than 6 may enjoy the book, but it depends on the child's ability to imagine that a piggy bank can feel happy, sad, and hungry.

This book is making me consider buying pigs for our 3yr old twins. They need some encouragement when it comes to responsibilities, such as cleaning up their toys. Perhaps having the chance to earn coins to feed their own pigs daily would be incentive to be more serious about this task?

Currently, you should be able to find Feeding Penny Pig on Amazon.com and at your local bookstore for $14.95 or less. You can also find Penny Pig on Facebook and follow Penny Pig on Twitter.

Thank you to Phenix & Phenix for sending us a review copy of this book free of charge to base this article upon and for providing another book for our contest prize.


What you can win:
One lucky reader will receive hardcover copy of the picture storybook Feeding Penny Pig.



Limitations:
This giveaway is open to U.S. entries only. You do not need to be a blogger to enter, but you must have a valid email address and be age 18 years or older. If you enter anonymously and do not include a valid email address in your comment entries, I will not be able to notify you should you win this random drawing.


How to Gain Entries:
Leave a comment telling me at least one thing you think a young child can do around the house to earn coins to feed their piggy bank. You MUST do this to be eligible to win this contest.

Extra Entries:

1) For 5 extra entries, leave a relevant comment on one of my non-giveaway posts. Then leave FIVE separate comments with the name of the post on which you commented. You will earn 5 extra entries for each different non-contest post you comment on.

2) For 5 extra entries, enter one of my other contests. Leave FIVE separate comments here telling me which contest you entered. You will earn 5 extra entries for each contest you enter.

3) For 10 extra entries, blog about this contest linking back to this post AND MimisFunhouse.com
. Then come back here and leave TEN separate comments with the link to your blog post.


4) Friend me on Facebook. Then leave a separate comment with the link to your Facebook profile.


5) For 2 extra entries, share the link to this contest post on Facebook. Then leave TWO separate comments with the link to your Facebook profile.


6) Follow me on Twitter. Then leave a separate comment with the link to your Twitter profile.

7) Tweet about this giveaway linking back to this post. Then come back here and leave the link to your tweet in a separate comment. You may do this once per day until the end of the contest.

8)
Subscribe to this blog's feed. Or you can follow me through Blogger or subscribe via email (widget is on sidebar). Then leave a separate comment telling me you did so.


9) Subscribe to A Blog of Goodies' feed (the sister site to 3 Garnets & 2 Sapphires). Then leave a separate comment telling me you did so.

10) Add my button or blog link to your blog's sidebar. Then leave a separate comment with the link to your blog.



11) Add my Blogoversary Celebration tag to your blog's sidebar. Then leave a separate comment with the link to your blog.



(All entries will be verified prior to awarding this prize.)


Random Drawing:

This contest will be closed on Thursday, March 18th, 2010 at 11:59pm EST. A random number drawing will be held shortly after. The winner will be announced here and will be contact via email or through their blog. If the winner does not respond within 48 hours, a new number will be drawn.

Good luck in the drawing!





Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.

Creating With Colors: How to Make Allowance Money Cups (Free Printables)

Since the beginning of 2010, I have had several opportunities present themselves to review products or books revolving around the subject of children and money. I suppose it is a reflection of the tough economy and our generation wanting the next to be more prepared for economic downturns.

We just officially started giving our 6yr old an allowance last week. To prepare for this, I took what I learned from the Money Savvy Pig and the Three Cups storybook and I put together this easy project. The main concept is for your child to divide any incoming money into categories.

Today's Project: Allowance Money Cups

Ask you child to decorate 3 labels to go around each of 3 containers using markers and color pencils. While decorating the labels, your child should draw or write the names of items or people he or she relates to each category (Spend, Save, and Donate).

Supplies Needed:

1) Three clean 74-gram Pringles Potato Crisp containers (Can be substituted with any cylindrical container the same size or larger)
2) Print out one each of the three labels (I have also included blank labels for you to create your own categories)
4) White all-purpose glue
5) Age-appropriate scissors


Step 1: Rinse, clean, and completely dry the inside of your three Pringles containers.

Tip #1: You can use any set of 3 cylindrical containers that are the same size as these Pringles containers or larger. If you are using larger size containers, you will just need to cover the outside of the container with construction paper or wrapping paper (solid or printed) prior to gluing these labels on.


Step 2: Print out each of the three categorized labels below. You can do so by clicking on the image to enlarge, right-clicking on the enlarged image, and then selecting "Print".

Tip #2: There is a blank label available. You can use this one to make up your own categories, such has investing, Christmas fund, video games, etc . . .



Step 3: Have your child start with the "Spend" label because it will be the easiest. Then ask him or her to think of things they would like to spend their money on. When your child has come up with four things, ask him or her to draw the items, people, or places in the four empty rectangles with thin markers and then color in the objects and background with color pencils. (My son's drawings were of Legos, toy cars, a crafts studio he like to go to, and Wii games.)


Tip #3: I had my son write what each picture represents because it will help others decipher the drawings who may be looking at them for the first time and also it is a good way to practice his handwriting and spelling skills.


Step 4: Repeat Step 3 with the "Save" and "Donate" labels. (For "Save" my son portrayed a dog, a car, a Disney vacation, and college. For "Donate" he thought of abused children, animal shelters, the homeless, and adopting a family at Christmas time.)


Step 5: Cut out the labels along the outer black lines while leaving about an inch of blank white on one end. That extra white part will be where the label overlaps with itself after being wrapped around the container. The cleaner the lines are, the better your labels will look, so you may want to assist younger children with cutting out the labels.


Tip #4: The labels I designed are made to fit exactly around these Pringles containers. If you are using a larger container, you can cut the label out around the thick black line on all four sides without leaving extra paper for overlapping.


Step 6: On the backside of the first label, put a bead of white glue along the edge of the end that contains the extra white paper. Then carefully position that end onto the container, making sure that the label will wrap around smoothly. Then put a bead of glue on the backside at the tail end of the label. Wrap the label around the container and secure the end.


Step 7: Repeat Step 6 with the other two labels.


Here are how my son's money cups turned out . . .


I also want to share how we have decided to divide our 6yr old's allowance between the three cups. His allowance is $5 per week as long as he does his chores. 10% ($0.50) goes into the Donate cup each week. 20% ($1.00) goes into the Save cup, which can be used later on to start a checking account or a college fund. The remaining $3.50 goes into his Spend cup. We try to use the same percentages for any incoming money, such as cash he has received for his birthday and other special occasions.


Thank you to Discount School Supply for sending us markers and crayons free of charge to use for our Creating With Colors projects.






Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.

Giveaway & Review: "Three Cups" . . . a Children's Storybook About Money [CLOSED]

I suppose it is a reflection of the economic times that I received a noticeably large amount of requests at the beginning of 2010 to review books and other products having to do with teach children how to handle money responsibly. This storybook appealed to me because my husband and I have been discussing starting an allowance for our 6yr old son.

Three Cups by Mark St. Germain is a children's book based on a true story, which tells about how a 5yr old boy learned to be responsible with his money in such a way that it stayed with him through college all the way up until he had his own 5yr old son. The lesson is based on the simple concept of the three cups, of which one represents "savings", the second "spending", and the third "charity". We have actually adopted a similar system with our own son's birthday money and other monetary gifts, except there was a fourth category for investing. I think we might just eliminate that fourth category because it makes the system too complicated for a young child.

I have to say that this is an excellent book and the story is well told. Having said that, my son was very resistant to sit down and read it with me because of the style of illustration. He said that it looked "boring." April Willy, the illustrator, did a great job evoking a timeless feeling with the cover and the pictures inside, but they are not appealing to a younger child like mine, who would prefer something more whimsical. My husband ended up reading Three Cups to my son as a bedtime story and my son actually apologized to me afterwards for being so resistant. He ended up enjoying the story very much, so I had to use the "You can't judge a book by its cover" line on him.

Ultimately, this book does a good job explaining several financial concepts to a child my son's age. It talks about savings accounts, deposits, and earning interest. It also shows the reward of saving for something one really wants and how nice it is to be generous to others you know and those you do not through donating money or goods to worthy charities.

At only $10.00 for a hardcover copy, this book would be an excellent gift for any school-aged child. I highly recommend this book for a child who is starting to receive an allowance for the first time. I am going to decorate three cups with my son especially to adopt this simple system because I think he is ready for an allowance.

You can purchase this book right on the 3 Cups website. You can also find it on Amazon.com where it happens to be eligible for Super Saver Shipping.

Thank you to Three Cups, LLC for providing us with a review copy of the book to base this article upon and for also offering a book as the prize for this contest.


What you can win:
One lucky reader will receive their own hardcover copy of Three Cups by Mark St. Germain.


Limitations:
This giveaway is open to U.S. entries only. You do not need to be a blogger to enter, but you must have a valid email address and be age 18 years or older. If you enter anonymously and do not include a valid email address in your comment entries, I will not be able to notify you should you win this random drawing.


How to Gain Entries:
Leave a comment telling me something your child would like to save his or her money to buy (or you can tell me about something you are saving up for yourself). You MUST do this to be eligible to win this contest.

Extra Entries:

1) For 5 extra entries, leave a relevant comment on one of my non-giveaway posts. Then leave FIVE separate comments with the name of the post on which you commented. You will earn 5 extra entries for each different non-contest post you comment on.

2) For 5 extra entries, enter one of my other contests. Leave FIVE separate comments here telling me which contest you entered. You will earn 5 extra entries for each contest you enter.

3) For 10 extra entries, blog about this contest linking back to this post AND 3CupsBook.com . Then come back here and leave TEN separate comments with the link to your blog post.


4) Friend me on Facebook. Then leave a separate comment with the link to your Facebook profile.


5) For 2 extra entries, share the link to this contest post on Facebook. Then leave TWO separate comments with the link to your Facebook profile.


6) Follow me on Twitter. Then leave a separate comment with the link to your Twitter profile.

7) Tweet about this giveaway linking back to this post. Then come back here and leave the link to your tweet in a separate comment. You may do this once per day until the end of the contest.

8) Subscribe to this blog's feed. Or you can follow me through Blogger or subscribe via email (widget is on sidebar). Then leave a separate comment telling me you did so.


9) Subscribe to A Blog of Goodies' feed (the sister site to 3 Garnets & 2 Sapphires). Then leave a separate comment telling me you did so.

10) Add my button or blog link to your blog's sidebar. Then leave a separate comment with the link to your blog.


(All entries will be verified prior to awarding this prize.)


Random Drawing:

This contest ends on Thursday, February 18th, 2010 at 11:59pm EST. A random number drawing will be held shortly after. The winner will be announced here and will be contact via email or through their blog. If the winner does not respond within 48 hours, a new number will be drawn.

Good luck in the drawing!