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The #ChannelOneNews Common-Core Aligned Video Library is an Excellent Resource for Non-Fiction Learning
This is a sponsored post on behalf of Channel One News. All opinions expressed here are my own.
There are several things that impressed me immediately when attending Curriculum Night for our 4th grader's classroom this past fall. One of the main things that stood out was how much the 4th grade curriculum was centered around real life. The monthly Book Talk Projects are not focused around novels only, but rather a variety of genres, including non-fiction, historical fiction, biographies, autobiographies, and more. Also part of the curriculum is weaving the topic of money and finances into other aspects of classroom learning.
"Managing the ins and outs of money is something schools across the country are trying to tackle. And they are looking for creative, hands-on ways to do that." - Channel One News
I have to say that our son's 4th grade teacher has this covered! The students all have bank accounts (with checkbook registries) and wallets for their classroom money. They earn classroom money by doing their homework and passing it in on time, passing tests, doing Book Talk Projects, and taking paid positions around the classroom, for which they need to submit job applications. They also get fined for things like forgetting to pass in their homework or failing to complete it. The students can spend their money weekly at the 4th grade store and at the 4th grade auctions, which take place several times throughout the school year.
Currently, my son and two of his classmates have submitted a business proposal for the upcoming opening of the 4th Grade Mall. The whole class will submit proposals that will need to be approved. Then each business will need to make a financial plan, list out their expenses, their inventory, and other business basics. I am very much looking forward to finding out if the business run by my son and his two associates will be a profitable one.
I only recently discovered Channel One News' Generation Money series. I am definitely going to recommend it to our son's teacher as a resource for her lessons in finance. Channel One News offers a whole video library on a variety of non-fiction topics that are reported in a way that is kid-friendly. Whether you are an educator in a Common Core classroom or are a parent, you can tap into this resource by registering on ChannelOne.com. Simply filling out a brief form and indicate whether you are a student, a parent, an educator, or a homeschooler, then you're in!
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"It All Started with a Turtle" . . . A Children's Book about Lemonade Day

Thank you to Lisa Holthouse for providing a complimentary product sample for us to base this review upon. All opinions expressed are my own.
It All Started with a Turtle is a new book by P&P Publishing that teaches a life lesson to kids. When young Lissa decided she wanted a pet turtle, her dad said she’d have to earn the money herself and so she started a lemonade stand. What Lissa learned via her dad and the lemonade stand was much more than how to buy a turtle. She learned about budgeting, money, investing, and more, plus an entire day was born of it. Now there is a national Lemonade Day on May 5th of each year where kids everywhere learn these valuable lessons.
This book by Lisa Holthouse helps kids discover their inner entrepreneur in an engaging way. It is brightly illustrated to keep kids entertained and the story is well-written and inspiring. My kids loved it and I loved that they started looking for ways to earn their own money. They even want to take part in Lemonade Day, and I’m sure we will.
You can buy It All Started with a Turtle at turtlebook.lemonadeday.org and you can learn all about Lemonade Day at www.lemonadeday.org.
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Simplifying Our Daily Lives with the On Track! Responsibility and Behavior System by Kenson Kids

Thank you to Kenson Kids for providing a complimentary product sample for us to base this review upon. All opinions expressed are my own.
When our oldest son turned 6 years old, he started receiving a small weekly allowance in exchange for completing certain tasks. Since our twins turned 6 in January, I had been looking for a new system that would allow us to track all 3 children's performances as far as behavior and responsibility goes. I was referred to the Kenson Kids website by a friend and fellow-parent on Facebook. She actually uses the "I Can Do It" Reward Chart for her own children who are preschool-aged and younger. While I was checking out this reward chart, the On Track! Responsibility System caught my eye.
Although the On Track! Responsibility System was designed for tweens, I still thought it was a much better fit for our 6, 6, and 9 year old children. The reward chart was much too simple. We needed something more complicated to help simplify our lives . . . if that makes sense.
There are four main components to the On Track! System . . . the Family Rules, the Master Chore List, the Daily Checklists, and the Point Registries. The system may appear complicated at first, but it turned out to be fairly simple if you follow the included Instructional Guide.
As recommended, we held a family meeting to take suggestions for the Family Rules. There is even a worksheet in the Instructional Guide to help you with this. Although we tried to have the children complete the provided sentences, they just ended up brainstorming rules instead. I wrote all the suggestions down on the worksheet. Then my husband and I chose which suggestions we should include and added a few more that we thought were missing. Then I wrote all the rules on the laminated Family Rules sheet with the included dry erase marker.
The next thing we did was to fill in the laminated Master Chore List. We were very careful to make sure each child received age-appropriate chores, the chores were fairly distributed, and to not have any one child have too much to do in one day. Some chores we assigned our 6 year old twins were cleaning the table, chairs, and floor after each meal, giving the cats fresh food and water, and sweeping small spaces like the bathrooms. Some of the chores we assigned to our 9 year old son were emptying the kitchen trash, doing the recycling, and cleaning the bathrooms.
The My Daily Checklist for each child focuses on what the instructional guide calls the Activities of Daily Living (ADL). Much of the items on each child's list are the same because all 3 children have similar routines. The main differences are really on the chore list.
The Point Registries are much like a bank book. I fill this out every night after verifying what has been done and what has not been done. Also, throughout the day, I make notes on a separate piece of paper about any bonus points or any lost points earned by each child. My children can earn extra points by doing learning activities above and beyond their homework, being generous and good sharers, and being especially helpful to another member of the family. They can lose points by breaking any of the house rules and not completing the items on their daily checklists.
At the end of the week, we will see how many points each child has. They can redeem their points for items in the store (a stash of small toys) or for a monetary allowance ($0.05 per point). After the children receive their allowances, they will put $0.50 into their donate container, $1.00 in their savings container, and the rest into their spend container. You can learn more about making allowance cups here.
All four of the above components fit neatly into this wall organizer. The Master Chore List and the Family Rules are visible all the time. The My Daily Checklists are kept in the lower pockets. Surprisingly, the dry erase marker did not wipe off from inserting and removing the charts from the canvas pockets. I wrote the children's names on the outside of their registries on both edges on the front and on the back so that they could see their names no matter which way they are put into the organizer's pocket. (Note: The On Track! Organizer comes with 2 My Daily Checklists, registries, and dry erase markers. Additional ones can be purchased separately.)
There were other aspects of this responsibility and behavior system that we chose not to use at this time. Since two of our children are younger, we wanted to make things a little simpler. For older children, there are other tools, such as banking points, penalties for losing a set amount of points, a Self Reflection Worksheet, and more.
So far, all 3 of our children are doing well with the On Track! System. They are all excited to have set responsibilities and to be able to earn a monetary allowance. Having an older child to help the younger ones has been extremely helpful. Since many of their daily checklist items are the same, the older child reminds the two younger to do the tasks when he does his.
The On Track! Responsibility System is currently selling at a Special Introductory Price of $44.95. To learn more about this and other Kenson Kids products, visit www.KensonKids.com.
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Fox 25 Morning News Talks with ACCC (American Consumer Credit Counseling) About Student Debt in 2012
It seems that university-bound students can no longer rely on getting a job in their field after graduating college (or even graduate school for that matter). According to Paradise, high school students and their families need to have a back-up plan for paying off student loans in case their college graduate cannot secure employment in this competitive job market. It is my belief that such families may also want to keep an open mind about alternative plans other than entering college right from high school, such as working for a few years to save tuition money or attending college classes virtually. I shudder to think what our family will be facing financially when it comes time for our three children to enter college, especially with twins and their brother being only 3 years older. There will be one year when all three children will be attending college simultaneously.
NOTE: My apologies, but comments have been closed for this post because of the enormous amount of spam comments it has been receiving. Sorry for the inconvenience.
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Review: "Earn It, Learn It" by Alisa T. Weinstein
Earn It, Learn It: Teach Your Child the Value of Money, Work, and Time Well Spent is a new book featuring a groundbreaking twist on traditional allowance called Earn My Keep. In short, this book gives you all the tools you need to set up “careers” for your children and have them earn their keep that way. You can set it up how you’d like: weekly, bi-weekly, monthly, etc., in whichever way fits your lifestyle best. Geared toward children 4-12, you give them their tasks for their job and they are expected to complete them in a certain time frame to earn their allowance.This unique way of doing allowance teaches children several things:
1. Household chores are part of being in a family. Adults don’t get paid for doing laundry or making their bed and neither should children.
2. Being in the workforce is hard, demanding, and sometimes boring.
3. Money is not just handed out. We all must earn it.
Plus, it gives children a valuable set up for choosing a career in life. If they do their time as a chef and discover they love to cook, hello possible future career! If they do their time as a meteorologist and hate it, they have still learned a little about what they’d like in their future.
This book gives you all the information from a been-there-done-that parent who tried this method with her own children with fantastic results. And, to sweeten the deal, it comes complete with 49 ready-made careers to do and a “Create Your Own” chapter to design careers that fit your family. It even comes with many ready-to-copy or print handouts in the book or on their website, www.earnmykeep.com.
We started the Earn My Keep method 2 weeks ago, with the first career of being “Mom”. I had both my kids help with all the things I do daily and weekly including making meals, doing laundry, taking care of the daycare kids (with supervision, of course), doing paperwork, and even writing their own reviews of products. I think these 2 weeks of “being mom” have really raised their appreciation of me and what I do. There have been several times that they’ve said things like, “Man, you do A LOT!” They are very excited about pursuing the other careers in the book, and I’m looking forward to watching them learn as we go.
You can learn more about Earn My Keep on their website, www.earnmykeep.com or by visiting Earn My Keep on Facebook. You can purchase Earn It, Learn It: Teach Your Child the Value of Money, Work, and Time Well Spent online from www.sourcebooks.com, www.amazon.com, and other retailers of educational books. This book retails for $14.99 in paperback.
Thank you to SourceBooks for sending us a complimentary sample copy of this book to base this review upon.
Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.
Review: Rock 'N Learn "Money & Making Change" Learning DVD
Rock N Learn is an award winning company that makes learning DVDs for children. In Money & Making Change, Penny and Bill rock out to music as they learn about counting money and making change. Designed for children six and up, this DVD really helps kids learn about money and its value while having fun, playing games, and listening to entertaining music.In this 57 minute DVD, Penny and Bill learn about coins, how they relate to each other, strategies for counting money, how to make change, and more. Just as with the other DVDs by Rock N Learn, the graphics are cheesy in my opinion but kids seem to love them. Both my boys, 9 and 3, were interested in the movie and left telling me things they learned. We were very pleased with their Phonics series, and the Money & Making Change didn’t disappoint either.
Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.
My Son Adopted an Angel from JCP's Online Angel Giving Tree
My husband and I have always tried to teach our now almost 7 year old son to appreciate what he has and that there are children who are much less fortunate he and his siblings. For two years, we had him choose a toy at the toy store that he would love to have himself. But rather than keep it, he was to donate the toy to Toys For Tots so that a boy just like him could enjoy the toy on Christmas morning. Last year, Santa included a DonorsChoose.org Giving Card in his stocking, so he could choose a classroom to help. Both charities made our son feel good, but I think donating a toy is something that he can appreciate more because it is more related to his daily life as a 6 year old boy.
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Ekomini . . . An Interactive Web-Based Piggy Bank
Since I began my informal series on products developed specifically to teach children about saving and spending money, I have never seen a product like the Ekomini Piggy Bank.Most 3G2S posts contain commission-yielding affiliate links. When you make a purchase after clicking a link, our family earns a small commission at no additional cost to you. Thank you for supporting our blog.
Giveaway & Review: "Feeding Penny Pig" by Jeannine Fox [CLOSED]
The subject of children and money has been a frequent topic on my site since the beginning of 2010. I think there are more products and books popping up about teaching children to be financially responsible than ever before. There are different approaches, but the goals are all the same . . . to teach children to save and donate at least a portion of their money.
What you can win:
One lucky reader will receive hardcover copy of the picture storybook Feeding Penny Pig.
2) For 5 extra entries, enter one of my other contests. Leave FIVE separate comments here telling me which contest you entered. You will earn 5 extra entries for each contest you enter.
3) For 10 extra entries, blog about this contest linking back to this post AND MimisFunhouse.com . Then come back here and leave TEN separate comments with the link to your blog post.
4) Friend me on Facebook. Then leave a separate comment with the link to your Facebook profile.
5) For 2 extra entries, share the link to this contest post on Facebook. Then leave TWO separate comments with the link to your Facebook profile.
6) Follow me on Twitter. Then leave a separate comment with the link to your Twitter profile.
7) Tweet about this giveaway linking back to this post. Then come back here and leave the link to your tweet in a separate comment. You may do this once per day until the end of the contest.
8) Subscribe to this blog's feed. Or you can follow me through Blogger or subscribe via email (widget is on sidebar). Then leave a separate comment telling me you did so.
9) Subscribe to A Blog of Goodies' feed (the sister site to 3 Garnets & 2 Sapphires). Then leave a separate comment telling me you did so.
10) Add my button or blog link to your blog's sidebar. Then leave a separate comment with the link to your blog.
(All entries will be verified prior to awarding this prize.)
Random Drawing:
This contest will be closed on Thursday, March 18th, 2010 at 11:59pm EST. A random number drawing will be held shortly after. The winner will be announced here and will be contact via email or through their blog. If the winner does not respond within 48 hours, a new number will be drawn.
Good luck in the drawing!

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Creating With Colors: How to Make Allowance Money Cups (Free Printables)
Since the beginning of 2010, I have had several opportunities present themselves to review products or books revolving around the subject of children and money. I suppose it is a reflection of the tough economy and our generation wanting the next to be more prepared for economic downturns.

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Giveaway & Review: "Three Cups" . . . a Children's Storybook About Money [CLOSED]
I suppose it is a reflection of the economic times that I received a noticeably large amount of requests at the beginning of 2010 to review books and other products having to do with teach children how to handle money responsibly. This storybook appealed to me because my husband and I have been discussing starting an allowance for our 6yr old son.
What you can win:
One lucky reader will receive their own hardcover copy of Three Cups by Mark St. Germain.
This giveaway is open to U.S. entries only. You do not need to be a blogger to enter, but you must have a valid email address and be age 18 years or older. If you enter anonymously and do not include a valid email address in your comment entries, I will not be able to notify you should you win this random drawing.
How to Gain Entries:
Leave a comment telling me something your child would like to save his or her money to buy (or you can tell me about something you are saving up for yourself). You MUST do this to be eligible to win this contest.
Extra Entries:
1) For 5 extra entries, leave a relevant comment on one of my non-giveaway posts. Then leave FIVE separate comments with the name of the post on which you commented. You will earn 5 extra entries for each different non-contest post you comment on.
2) For 5 extra entries, enter one of my other contests. Leave FIVE separate comments here telling me which contest you entered. You will earn 5 extra entries for each contest you enter.
3) For 10 extra entries, blog about this contest linking back to this post AND 3CupsBook.com . Then come back here and leave TEN separate comments with the link to your blog post.
4) Friend me on Facebook. Then leave a separate comment with the link to your Facebook profile.
5) For 2 extra entries, share the link to this contest post on Facebook. Then leave TWO separate comments with the link to your Facebook profile.
6) Follow me on Twitter. Then leave a separate comment with the link to your Twitter profile.
7) Tweet about this giveaway linking back to this post. Then come back here and leave the link to your tweet in a separate comment. You may do this once per day until the end of the contest.
8) Subscribe to this blog's feed. Or you can follow me through Blogger or subscribe via email (widget is on sidebar). Then leave a separate comment telling me you did so.
9) Subscribe to A Blog of Goodies' feed (the sister site to 3 Garnets & 2 Sapphires). Then leave a separate comment telling me you did so.
10) Add my button or blog link to your blog's sidebar. Then leave a separate comment with the link to your blog.
(All entries will be verified prior to awarding this prize.)
Random Drawing:
This contest ends on Thursday, February 18th, 2010 at 11:59pm EST. A random number drawing will be held shortly after. The winner will be announced here and will be contact via email or through their blog. If the winner does not respond within 48 hours, a new number will be drawn.
Good luck in the drawing!
































